Nearly 3 in 10 have no emergency savings

By Allison Linn

Most Americans don't have enough money saved for a rainy day -- or even a cloudy one.

A new?survey from Bankrate.com finds that 28 percent of Americans haven?t saved any money at all to cover their bills in case of a job loss or other disaster.

Only 25 percent of people had six months of savings -- the usual?amount financial experts say you should have socked away for an emergency.

And six months might not even be enough?given how long it?s taken people to find a job these days. The median duration of unemployment was 20 weeks in May, or about five months, according to the Bureau of Labor Statistics. For older Americans it can be much longer.

Another?21?percent said they had some money saved up, but not even enough to cover three months of expenses.

Taken together with those who hadn?t saved at all,?49 percent of people couldn?t go three months without a paycheck. That?s up from 46 percent last year.

Still, the figure is?better than six years ago, when a similar Bankrate.com survey found that 61 percent didn?t have three months of living expenses saved up.

The recession and the weak recovery have been a wake-up call for?many Americans, sparking an increase in savings and a decline in debt.?But recently there have been signs that people are?taking on debt again for things like cars and education, and relying more on their credit cards.

It?s not clear whether that?s by choice or necessity, although Bankrate research did show that about one-third of those?surveyed were less comfortable with their savings than they were a year ago.

The survey was based on telephone interviews with 1,000 Americans.

Related:

Gen X may have taken biggest hit in economic downturn

Long-term unemployed losing benefits as job picture improves

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How much do you have saved for an emergency, such as a job loss?

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EU oil sanctions on Iran to take effect Sunday

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Quake in southwestern China kills 1, injures 10

State media say a moderate earthquake in a mountainous part of southwestern China has killed one person and injured 10 others.

BEIJING ? State media say a moderate earthquake in a mountainous part of southwestern China has killed one person and injured 10 others.

The official Xinhua News Agency says the magnitude-5.7 quake struck Sunday afternoon and was centered near the border of Yunnan and Sichuan provinces. It says the casualties occurred in Yunnan's Ninglang county but gave no details.

The U.S. Geological Survey measured the quake at magnitude 5.5.

A magnitude-5.8 quake in Yunnan in March last year killed 25 people and damaged thousands of homes. The area is about 2,340 kilometers (1,450 miles) southwest of Beijing.

China's worst earthquake in recent years struck Sichuan province in May 2008 and registered magnitude 7.9. It left nearly 90,000 people dead or missing.

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Sri Lanka thump Pakistan in first Test

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Keio University's Kinect-based Haptic VR system lets you roll your own face flat (video)

A research team at Keio University has built a fun haptic virtual reality system that enables you to manipulate pictures with a rolling pin. A vertically mounted Kinect takes a 3D image that is then displayed on the projection surface. Using the rolling pin, the image can be rolled over and flattened as if it was dough -- with a series of motor cranks inside the implement to replicate the necessary feedback so you can feel what it'd be like to iron out your own face. It's been designed as a modern-day update to the penny-squashing machines you found in theme parks, except with slightly more grotesqueness. You can watch the face-mashing in glorious color after the break.

Continue reading Keio University's Kinect-based Haptic VR system lets you roll your own face flat (video)

Keio University's Kinect-based Haptic VR system lets you roll your own face flat (video) originally appeared on Engadget on Mon, 25 Jun 2012 10:51:00 EDT. Please see our terms for use of feeds.

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secondfret: I jumped into a river today with my iPhone, license and debit card in my pocket. None of which made it out. Bad day.

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